Terms & Conditions

Last updated: August 23, 2025

1. Acceptance of Terms

By accessing and using the BeerFund application ("App"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

BeerFund is a mobile application that allows users to set personal challenges, track their progress, and earn credits for completing goals. The app integrates with financial institutions through Plaid to provide transaction tracking and budgeting features.

The service includes but is not limited to:

  • • Challenge creation and tracking
  • • Credit earning and redemption system
  • • Financial transaction monitoring
  • • Progress analytics and reporting
  • • Reward management

3. User Accounts and Registration

To use certain features of the App, you must register for an account. You agree to:

  • • Provide accurate, current, and complete information
  • • Maintain and update your account information
  • • Maintain the security of your password and account
  • • Accept responsibility for all activities under your account
  • • Notify us immediately of any unauthorized use

4. Financial Data and Plaid Integration

Our App uses Plaid Inc. to connect to your financial institution. By using this service, you acknowledge and agree that:

  • • You grant us and Plaid permission to access your financial data
  • • This access is read-only and used solely for App functionality
  • • We do not store your banking credentials
  • • You can revoke access at any time through your financial institution
  • • Plaid's terms and privacy policy also apply to your use of this service

5. Credits and Rewards System

BeerFund operates a credits-based reward system. By participating, you agree that:

  • • Credits have no monetary value and cannot be exchanged for cash
  • • Credits are earned through completing challenges as defined in the App
  • • Credits can be redeemed for rewards as available in the App
  • • We reserve the right to modify the credits system at any time
  • • Credits may expire if your account is inactive for extended periods

6. User Conduct and Prohibited Activities

You agree not to use the App for any unlawful purpose or any purpose prohibited under this clause. You may not use the App in any manner that could damage, disable, overburden, or impair any server, or the network(s) connected to any server, or interfere with any other party's use and enjoyment of the App.

Prohibited activities include but are not limited to:

  • • Attempting to gain unauthorized access to any part of the App
  • • Creating fake challenges or manipulating the credits system
  • • Sharing your account credentials with others
  • • Using the App for any commercial purpose without permission
  • • Engaging in any activity that violates applicable laws or regulations

7. Intellectual Property Rights

The App and its original content, features, and functionality are and will remain the exclusive property of BeerFund and its licensors. The App is protected by copyright, trademark, and other laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our material without our prior written consent.

8. Disclaimers and Limitations of Liability

The information on this App is provided on an "as is" basis. To the fullest extent permitted by law, BeerFund excludes all representations, warranties, conditions and terms relating to our App and the use of this App.

In no event shall BeerFund, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the App.

9. Termination

We may terminate or suspend your account and bar access to the App immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the App or contact us to request account deletion.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

11. Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Contact Information

If you have any questions about these Terms & Conditions, please contact us at:

Email: support@beerfundapp.com